Terms and Conditions

Effective Date: 01/01/2024

These Terms and Conditions ("Terms") govern your use of the website RatesNow.au and any related services (collectively, the "Services") provided by Rates Now ("we," "our," or "us"). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

1. Acceptance of Terms

By using our Services, you agree to be bound by these Terms and any additional terms and conditions that may apply to specific features or services.

2. Use of Services

2.1 Prohibited Conduct: You agree not to engage in any conduct that violates these Terms or the law. This includes, but is not limited to, the following:

  • Violating any applicable laws or regulations.
  • Using our Services for any unauthorized or illegal purpose.
  • Interfering with or disrupting the integrity or performance of our Services.

3. Intellectual Property

3.1 Ownership: All content, trademarks, and intellectual property on our website are owned by us or our licensors. You may not use, reproduce, or distribute any content from our website without our express written permission.

3.2 User Content: By submitting any content to our website, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content worldwide.

4. Privacy

Our collection and use of your personal information are governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy.

5. Links to Third-Party Websites

Our Services contain links to third-party websites. We are not responsible for the content or privacy practices of these websites. Your use of third-party websites is at your own risk.

6. Limitation of Liability

To the extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of our Services.

7. Changes to Terms

We reserve the right to modify or update these Terms at any time. The effective date at the top of the page indicates the date of the latest revision. Your continued use of our Services after any changes to these Terms constitutes your acceptance of the revised Terms.

8. Governing Law

These Terms are governed by the laws of Australia. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Australia.

9. Contact Us

If you have any questions or concerns about these Terms, please contact us at contact@ratesnow.au.