Effective Date: 01/12/2025
1. General Information Disclaimer
The information provided on RatesNow.au is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our website for any purpose.
Any reliance you place on such information is therefore strictly at your own risk. We strongly recommend that you seek professional financial advice before making any financial decisions.
2. Not Financial Advice
RatesNow.au is not a financial advisor, and the information provided on this website does not constitute financial advice. We do not provide personalized financial advice, and any information should not be considered as a recommendation to buy, sell, or hold any financial product.
Before making any financial decisions, we recommend consulting with a qualified financial advisor, accountant, or other professional who can provide advice tailored to your specific circumstances.
3. Product Information and Comparisons
Product information, rates, and comparisons displayed on our website are based on information provided by financial institutions and other sources. While we endeavor to keep this information current and accurate, we cannot guarantee its completeness or accuracy.
Product comparisons are provided for informational purposes only and may not reflect all available options or the most current information. Terms and conditions vary between products and providers, and users should verify all details directly with the relevant financial institution before making any decisions.
4. No Guarantees or Warranties
We make no guarantees regarding:
- The accuracy, completeness, or timeliness of information
- Loan approval or eligibility for any financial product
- Interest rates, fees, or terms offered by financial institutions
- Savings or benefits that may result from using our services
- The availability or uninterrupted operation of our website
5. Third-Party Links and Content
Our website may contain links to third-party websites, products, or services. These links are provided for your convenience only. We have no control over the nature, content, and availability of those sites or the accuracy of information they contain.
The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. We are not responsible for the content, privacy policies, or practices of any third-party websites.
6. Limitation of Liability
To the maximum extent permitted by law, RatesNow.au and its directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, data, or business opportunities
- Financial losses resulting from decisions made based on our information
- Damages arising from the use or inability to use our website
- Any errors or omissions in the information provided
7. Regulatory Compliance
RatesNow.au operates as an information service and is not a financial services licensee. We do not provide financial advice, and we are not regulated by the Australian Securities and Investments Commission (ASIC) or other financial regulators.
Users should be aware that financial products and services are subject to regulation, and they should verify that any financial institution they deal with holds appropriate licenses and authorizations.
8. Website Availability and Technical Issues
While we strive to maintain the availability and functionality of our website, we cannot guarantee that our website will be available at all times or that it will be free from errors, viruses, or other harmful components.
We are not liable for any damages or losses that may result from:
- Website downtime or technical issues
- Data loss or corruption
- Security breaches or unauthorized access
- Interruptions to service
9. Changes to Disclaimer
We reserve the right to modify or update this disclaimer at any time. The effective date at the top of this page indicates the date of the latest revision. Your continued use of our website after any changes constitutes your acceptance of the updated disclaimer.
10. Contact Information
If you have any questions or concerns about this disclaimer, please contact us at contact@ratesnow.au.